Mobile Banking (Pesa Pepe)
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This is a mobile application that enables members to access financial services through their mobile phones.

The USSD CODE  is *879#.

Services include:-

  1. Balance enquiry for all products e.g. loan, shares or savings.
  2. Money transfer from FOSA account to mobile (M-Pesa).
  3. Purchase of airtime
  4. Mobile loan
  5. Payments e.g. loans, deposits and savings.
  6. Information – i.e. on loans guaranteed, next of kin, loan status, savings and loans balances.
How to Register for Pesa Pepe

You need to register your safaricom m-pesa line by completing pesa pepe application form available at our website (

How to Use Pesa Pepe

Pesa pepe is accessed using a mobile phone registered with pesa pepe by simply dialing *879#.  This allows registered members to select their preferred service from the pesa pepe mobile menu.  It is designed to display with any phone.

M-Pepe Loan
  • These are short-term repayable within one month.
  • Maximum amount Ksh.5,000 for a start.
  • Available to active FOSA customers.
  • Security – shares and salary.

Apply For a Loan Today

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