Must have contributed a minimum of Ksh.6000 for three months.Must be guaranteed by two or more members whose shares and those of the loanees must be equal to the loan applied.Loan applied must be three (3) times the members’ savings.Interest chargeable shall be 1.2% on reducing balance.Must attach two current payslip.(1/3 salary rule shall apply to all loans.(More details are on the Loan Form)