- Must have contributed a minimum of Ksh.6000 for three months.
- Must be guaranteed by two or more members whose shares and those of the loanees must be equal to the loan applied.
- Loan applied must be three (3) times the members’ savings.
- Interest chargeable shall be 1.2% on reducing balance.
- Must attach two current payslip.
- (1/3 salary rule shall apply to all loans.
- (More details are on the Loan Form)