To become a member one must:-

• Fill an application form for membership.
• Pay a membership fee of Ksh.1000 once.
• Pay a monthly minimum contribution of Ksh.2500
• Pay sinking fund of Ksh.300. i.e. Ksh.150 for sinking fund and the other Ksh.150 to cater for the institutional ratio deficit.
• Two passport photosgraphs, copy of ID and pin number.